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Comprehensive Motor Insurance

Under our full-fledged Motor Insurance section; we operate two highly successful covers set as follows:-

Section One – Loss or Damage

This section Provides Indemnity for loss of and/or damage to the insured vehicle, its accessories, and spare parts caused by:
  • accidental collision or overturning
  • burglary or theft
  • malicious act of any third party
  • Whilst in transit by various transportation (including the process of Loading and Unloading incidental to such transit).

Section Two – Third Party Liability

This section provides Compensation (In accordance with the KRG motor vehicle licensing regulations) towards insured's and or driver's Legal Liability to Third Parties arising from the use of the insured vehicles in respect of :

  • Death of or bodily injury to any person including the passengers in the vehicles excluding the driver.
  • Damages for materials and property except those owned by the insured or the driver. (Subject to an Extra Premium).